For couples who need money to organize the best day of their life, the marriage credit is a way to have the budget necessary for the realization of this project. This is an unassigned personal loan formula that does not require any supporting documentation.
Indeed, considering the purchase of the various wedding accessories ranging from the wedding dress to the rental of the party room, through the groom’s costume, the price of the caterer and other elements, it is certain that the invoice for organizing the wedding of your dreams will be very high.
But, to allow lovers to perfect the conduct of the ceremony on D-Day, many credit agencies offer a marriage loan offer with the advantage of using enough money, according to the needs of fiancés. Note, however, that the couple will have to repay the amount borrowed, interest and monthly payments for a specified period.
How to determine in advance the budget of your wedding?
First, be aware that the maximum amount of money you can borrow for a wedding credit is set at € 75,000 to be refunded from 3 to 60 months.
Therefore, it is better to calculate in advance the budget needed for the success of the marriage by counting the tariff of the type of marriage ceremony you want, the number of guests, the clothes of the bride and groom, the cost of alliances, the price of announcements and sweets, the price of the services of the photographer, the animator and other providers.
In general, the basic budget for organizing an unforgettable wedding is around 10,000 euros.
The process to follow to get a marriage credit
Once you have determined the budget you need to organize your wedding, you can now contact your bank to apply for a loan. But, for more speed in the process, you can go to the website of a credit agency and perform a free credit simulation and compare the different offers that result.
Thus, you can make a comparison between important data such as the sum borrowed, the monthly payment, the repayment period, the Annual Effective Rate or the APR, the borrower insurance costs and other expenses of additional files.
Then, after you have submitted your credit application online, if it has been validated and you are solvent, you will have in a few days, in your bank account, the loan money.