You have lost your job and find yourself in a situation that does not allow you to honor your monthly payments. A specialized organization can give you more chance to rebalance your finances by helping you buy back your credit.
You will then be able to reduce your monthly payments by up to 60% thanks to the credit buy-back in case of unemployment. To have the best of luck on your side, do not hesitate to present a co-borrower when you submit your application to buy back credit. This person must be able to repay your loan if any. In other words, it can be the guarantor of your solvency.
Validation of the repurchase of credit in the event of unemployment
Of course, your file will be thoroughly analyzed to check your creditworthiness. It is important to make a statement of your personal and professional situation in this case. This is important information as well as the value of your debts and your wealth. As you already know, it is possible to easily obtain a bad credit.
But for the repurchase of credit, it is a little more delicate. Your file will be well studied before getting an answer. And if you have a co-borrower, his file will also be studied in detail. Does he have stable incomes? Once these responses are obtained, reviewed and validated by the specialized agency, the specialized organization will then adjust its loan consolidation proposal based on your remaining income.
That is to say that your future monthly payments will be revised downwards taking into account your expenses and what you have left. It should be noted that the money paid by the Assedic is not included in the calculation because it is an unemployment benefit.
A comparator to find the best rate
Of course you are not going to choose the first lender you meet with the risk of disappointing you. You will choose between several organizations. Our comparator is the best resort in this case. He will do everything up to the quote while taking into account your situation, especially your current credits and your current receipts.
He will find the financial institution and the offer that will suit you. The only thing you will do is fill out a form. The answer will not wait. Many offers of well selected partner institutions will reach you. You will only have to choose. The use of our tool is not binding. You will also benefit from the assistance of our advisors.